Strategies to be followed:
- Preventing identity theft- It is agreat risk when your identity gets stolen and you can do the following as preventive measures. Please take care that your social security card is kept at a place where it is safe and have it locked up. Do not throw away papers here and there carelessly if they contain personal information. Somebody may take unwanted advantages of it.
Keep photocopies of your credit card in case you need them later as a proof if it gets lost. Do not carry a number of credit cards and carry only those you need, as there is a greater chance of losing them in this way. Keep a check on your accounts regularly so that you are assured that the balance remains accurate.
- Fight against Insurance Fraud- You get lots and lots of them so you must know how to shoo off them. Take the help of those security programs, which help you in identifying such frauds and ticking them off. You need to do that because not only do these frauds hurt you but also the policyholders. If you follow this step then it will help in prevention of further harm by them and giving them the correct legal punishment that they deserve.
There is always an option to report to the National Insurance Crime Bureau (NICB) once you suspect somebody. It never hurts to investigate but it does to face an undesired loss. In addition, there are awards for reporting about such frauds so do not hold yourself from informing.
- Swerve past Catastrophe Frauds unharmed- It needs tactics to do so and if you have been a victim of this once, then you know how to avoid it the next time. After any natural disaster and the damage caused due to it, contact your agent at once. Immediate actions ensure that you will get your money promptly. Read the entire contract before leaping to sign it. Beware! It may be a trap for you!
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